Lakefront Finance

Forget spreadsheets. Forget stress.Get smart with your money.

Lakefront is a free, automated budgeting app

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Lakefront Features

Turn pennies into possibilities

Stop Settling for Quick Fixes

Quick financial fixes fail because they don't address the root of the problem; the lack of a budget.

See Where Every Dollar Goes—Automatically

Build your budget with Lakefront, which syncs your accounts and categorizes your transactions in real time, so you can spend less time being confused.

Real Insights, Not Just Numbers

But the numbers don't show the whole picture — Lakefront's visuals reveal trends, so you can start saving hundreds without sacrificing what you love.

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What's current in personal finance

Money Sets with Stacy: The Emergency Fund Is My Emotional Support System

May 9, 2025

Money Sets with Stacy: The Emergency Fund Is My Emotional Support System

I used to think emergency funds were for people who already had money — the ultra-prepared, binder-carrying types who probably also had earthquake kits and meal plans for the next six months.

Money Sets with Stacy: Budget-Conscious Fun

April 18, 2025

Money Sets with Stacy: Budget-Conscious Fun

I love my girls—but I could already feel my monthly budget bracing for impact.

Money Sets with Stacy: Passive Income & Priorities

April 11, 2025

Money Sets with Stacy: Passive Income & Priorities

Lately, I’ve been obsessed with a quieter kind of freedom—financial optionality. Not necessarily walking away, but knowing I could if I wanted to.

I Broke Down My Amazon Spending. It Was Funny Until It Was $487.63.

April 4, 2025

I Broke Down My Amazon Spending. It Was Funny Until It Was $487.63.

I’m Stacy. I live in New York, I work in strategy consulting, and I like my days like I like my squats: heavy and structured. I’m not a big spender—I’m a just-often-enough spender. And when I added it all up, March’s Amazon total hit $487.63.

How a Budgeting App Helped Me Save Money in Just One Week

March 29, 2025

How a Budgeting App Helped Me Save Money in Just One Week

Using a budgeting app to track my spending was a game changer.

Lifestyle Creep: Why a Raise Won’t Fix Your Money Problems

February 24, 2025

Lifestyle Creep: Why a Raise Won’t Fix Your Money Problems

Six months later, she found herself in the same financial position as before—living paycheck to paycheck, stressing over bills, and wondering why her bank account didn’t reflect her new, higher income. The culprit? Lifestyle creep.

Free Up Cash by Negotiating Bills

January 31, 2025

Free Up Cash by Negotiating Bills

From internet and insurance to medical costs and credit card rates, here’s where consumers can save and how to approach negotiations effectively.

Saving for a Vacation

December 20, 2024

Saving for a Vacation

Travel should be about adventure and relaxation, not financial regret.

Saving for a Car

December 17, 2024

Saving for a Car

Buying a car is becoming more and more of a necessity—but it’s also one of the biggest financial decisions you’ll make.

Planning for Retirement Today

December 16, 2024

Planning for Retirement Today

Retirement can seem like a distant dream, but here’s the thing—it’s coming faster than you think. The sooner you start planning, the easier it’ll be to enjoy your golden years without financial stress.

Emergency Fund 101

December 13, 2024

Emergency Fund 101

Life has a way of surprising us—both in good ways and bad. That’s where an emergency fund comes in.

Eliminating Debt with Lakefront Finance

December 13, 2024

Eliminating Debt with Lakefront Finance

Let’s be real—debt is the worst. Whether it’s credit card balances, student loans, or medical bills, it’s a weight that’s always there, slowing you down and stressing you out. But here’s the good news: you can break free.

Creating a Savings Account

December 11, 2024

Creating a Savings Account

The first step to any plan in building wealth should be creating a savings account.

Breaking Paycheck to Paycheck

December 2, 2024

Breaking Paycheck to Paycheck

With no savings, Michael had to borrow money from his parents, a humiliating experience that made him reevaluate his finances.

Ignorance Isn’t Financial Bliss

November 15, 2024

Ignorance Isn’t Financial Bliss

Overconfidence, combined with a lack of awareness, can lead to missed opportunities for wealth building and increased vulnerability to financial stress.

Budgeting: Jane and Sarah

November 9, 2024

Budgeting: Jane and Sarah

Healthy personal finance starts with good budgeting, which we’ll demonstrate with two hypothetical friends, Jane and Sarah.

Freelancing

October 15, 2024

Freelancing

The success of your freelancing career hinges on more than just talent; it requires discipline, strategic planning, and the drive to keep moving forward. It’s hard. This guide is designed to help you navigate the complexities of freelancing in today’s digital age.

The Psychology of Money

October 10, 2024

The Psychology of Money

Understanding how emotions impact your money decisions can help you take better control, and you don’t need fancy financial advisors or expensive tools to do it.

Overlooked Details

October 2, 2024

Overlooked Details

While most people are aware of the need to budget, save, and plan for big life events like getting married or buying a home, there are often hidden financial considerations that catch people off guard.

A Guide to Retirement

September 23, 2024

A Guide to Retirement

Through this guide, you’ll be able to learn and better understand all the different retirement savings options.

Building a Career

September 4, 2024

Building a Career

Whether you're just starting out or looking to pivot mid-career, this guide outlines the major sectors and provides insights into how you can enter, grow, and succeed in these fields.

How to Build Your Career

July 30, 2024

How to Build Your Career

Building a successful career is a journey that requires patience, perseverance, and proactive effort.

Saving in the Summer: Part 2

June 5, 2024

Saving in the Summer: Part 2

Summer is a fantastic time to enjoy the great outdoors, soak up some sunshine, and make wonderful memories. The best part? You don’t need to spend a lot of money to have fun.

Breaking Down Streaming Prices

May 10, 2024

Breaking Down Streaming Prices

To help you navigate this landscape, we’re going to do a pricing breakdown of 9 of the top streaming services and give our opinions on each of them.

Saving in the Summer: Part 1

May 3, 2024

Saving in the Summer: Part 1

With a few strategic adjustments and mindful habits, you can keep your living space comfortable without a significant spike in your bills.